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Independent and free · no "instant approval": a pre-approval is a lender's conditional estimate · rules checked Nov 2, 2026Who runs this site
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Disclaimer

Short answer

MortgagePreApprovals.ca gives educational estimates. It is not a pre-approval, a mortgage approval, an offer of credit, or financial, legal or tax advice.

Figures as of 2026-11-02.
Facts checked How we check facts

Educational estimate only, not financial, mortgage, tax or legal advice. Lenders, insurers and governments set their own rules and can change them; confirm with a licensed professional before you decide.

  • Only a lender can pre-approve you, after checking your credit and documents. A pre-approval is not a guarantee (FCAC).
  • Our readiness check applies federal and CMHC rules; lenders and insurers also apply their own policies.
  • Lender facts (rate holds, credit checks) are from each lender's own page on the date shown.
  • We are not affiliated with any lender named on this site.